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Stablecoin transfers use blockchain technology to send digital dollars (USDC or USDT) instantly across borders. When you send money, it's converted to stablecoins, transferred on-chain, and converted back to local currency for the recipient. This process is faster and cheaper than traditional wire transfers.

To receive money, simply share your unique VaPay link or QR code with the sender. You can also provide your registered email or phone number. Once funds are sent, they'll appear in your wallet within minutes, and you can withdraw to your bank account instantly.

VaPay supports over 40 currencies including USD, EUR, GBP, CAD, AUD, JPY, MXN, BRL, INR, NGN, and many more. We also support stablecoins like USDC and USDT for blockchain-based transfers. Check our full currency list in your account settings.

Most transfers complete within minutes. Stablecoin transfers are typically instant. Bank withdrawals may take 1-3 business days depending on your bank and country. You can track your transfer status in real-time through the app.

Absolutely. VaPay uses bank-grade 256-bit encryption, two-factor authentication, and biometric security. We're SOC 2 compliant and licensed as a money transmitter. Your funds are held with regulated banking partners and insured up to applicable limits.